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Your IOM Loan

Your IOM Loan

The International Organization for Migration (IOM) provides refugees with a travel loan for the transportation cost to the U.S. The travel loan is an interest-free loan made to refugees to pay for the cost of travel to the United States. Refugees are required to sign a promissory note to repay it before traveling to the U.S.

After arriving in the U.S., refugees will begin to receive monthly IOM bills in about three months. With the promissory note, refugees are responsible for each of the following:

  • Repaying travel loan through regular payments within the time schedule agreed upon with IOM.
  • Starting to make payment as soon as receiving the first IOM bill.
  • Informing resettlement agency about your changes of address.
  • Informing resettlement agency in writing to request for extension or modification on the established payment schedule and terms if facing financial hardship.
  • Failing to comply with the established payment schedule and terms will result in legal action to collect the amount past due and payable.
  • Responsible for collection costs, attorney’s fees, and interests charged if collection action is taken.

You are strongly encouraged to repay your IOM loan as soon as you can to make IOM travel possible for other refugees.
If you are an IRC client and would like to contact the IRC about your IOM loan, please contact:

IRC - Loan Dept
122 E 42nd St
New York, NY 10168
 
Telephone: 212-551-3036  or 212-551-3050 or toll free 866-750-1130

You can also request assistance through the IRC by contacting:

Jason Jarvinen
Financial Literacy Program Coordinator
International Rescue Committee, San Diego
Tel: (619) 641-7510 ext. 258
Email: Jason.jarvinen@theirc.org

  Links:                                                  

International Organization of Migration (IOM)


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This site was created by the International Rescue Committee (San Diego). Refugee Info is a website dedicated to the resettlement needs of refugees and asylees in San Diego, California. The site was funded by the Community Technology Foundation of California (CTFC). The Community Technology Foundation of California helps underserved communities secure social justice, access, and equity through the application of information and communication technologies. To find out more about the Community Technology Foundation visit: http://www.zerodivide.org.



The information contained herein should not be construed as legal advice and/or replace legal counsel.  Individuals are advised to seek legal counsel and/or representation if they have questions related to their immigration status and/or related immigration applications/petitions.

Every attempt has been made to ensure the information contained herein is valid at the time of publication.  IRC reserves the right to make changes, corrections and/or improvements at any time and without notice.  In addition, IRC disclaims any and all liability for damages incurred directly or indirectly as a result of errors, omissions, discrepancies, and/or individual use of the information herein.  This site is provided ‘as is’ without warranty of any kind, either expressed or implied.  It should not be assumed that this site is error-free or suitable for the particular purpose that an individual intends.

In no event shall IRC be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this site, and/or other documents and/or website addresses which are referenced by or linked to this site.